Reverse mortgage options · Manufactured homes
Your Manufactured Home May Qualify for a Reverse Mortgage
Manufactured homes may qualify for HECM or proprietary reverse mortgage programs, depending on the property, documentation and selected program requirements.
Serving homeowners across multiple states
Reverse Mortgage Eligible Homes
Free Consultation
Full Checklist
Does Your Home Qualify?
- Manufacture Date: Review the home’s manufacture date and the documentation required by the selected program. FHA requirements apply to HECMs; proprietary requirements vary by program.
- Identification / Documentation: HUD certification information may be relevant to HECM eligibility. Documentation requirements for proprietary reverse mortgages vary by program and lender.
- Foundation: The home must meet the applicable permanent/engineer-certified foundation requirements.
- Permanent Installation: The home’s installation and anchoring must meet applicable program requirements.
- Property Ownership: Review ownership of the home and land, real-property status and any separate-title issues that may need to be addressed.
- Size, Occupancy & Age: Review the applicable program requirements. Age eligibility can vary by product.
Why Experience Matters With Manufactured Homes
Decades of Manufactured-Housing Experience
Stan has nearly four decades of experience working with manufactured housing and understands these homes from both the housing and mortgage sides.
Know What to Look For
Foundation, HUD documentation, land/title and property issues can be identified early so you understand what may be needed before getting deep into the process.
Personal Attention When Things Get Complicated
Goff Housing Solutions is intentionally hands-on. Stan stays involved and helps coordinate next steps, so you don’t feel passed through layers of departments or asked to repeatedly explain your property to someone new.
Solutions Before Roadblocks
Missing documentation, foundation questions or title issues do not automatically mean the conversation is over. The first step is to determine the actual requirement and whether there is a practical path forward.
Guidance From Start to Finish
You don’t need to become a manufactured-home lending expert. Stan helps explain what matters, what may be needed and what happens next.
A Few Common Questions
Can a manufactured home qualify for a reverse mortgage?
It may qualify when the borrower, property and applicable program requirements are met. Stan can review your particular situation and help explain what needs to be checked.
What if I’m missing HUD documentation?
Missing paperwork does not automatically end the conversation. Stan can help determine which certification information needs to be reviewed or verified.
What if I’m unsure about my foundation, land or title?
Tell Stan what you know about your home. He can help identify the information and next steps needed for review. Eligibility depends on the applicable program and lender requirements.
Ready to Learn Your Options?
No obligation. No pressure. Just a straightforward conversation about whether a reverse mortgage for your manufactured home makes sense for your situation.
Tell Us About Your Home
Tell us about your manufactured home and what you hope to understand. We’ll follow up about options and next steps.
Good Information Starts With Transparency
We want you to know who you are speaking with and how mortgage services are provided.
Stan Goff · NMLS #294725
Licensed Loan Officer with Total Media Management LLC d/b/a Worthington Mortgage, NMLS #1018333. Licensing information is available through NMLS Consumer Access and our Licensing & Disclosures page.
Total Media Management LLC d/b/a Worthington Mortgage · NMLS #1018333
Mortgage loans are originated through Worthington Mortgage.
Equal Housing Opportunity Lender
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This page is educational information, not an offer to lend. Scenarios are estimates, not a loan quote, approval or guaranteed proceeds.