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Welcome from Goff Housing Solutions
Welcome from Stan

Hi there, let's prepare for your conversation.

Share a few details about your home and situation. As you go, you'll see a quick estimate of what a reverse mortgage could look like for you. No quotes, no commitments, no pressure. Stan reviews every answer himself before reaching out.

NMLS Licensed
FHA-Insured Federal Program
40+ Years Experience
No Obligation, Ever
Reverse mortgage estimator

See what's possible. Move the sliders.

Educational estimate based on generalized reverse mortgage assumptions. No personal information needed. Adjust the values to match your situation.

Home value approximate
$350,000
$100k$1.5M+
Your age youngest borrower
72
6290+
Mortgage payoff approximate
$120,000
$0$800k
Your estimated reverse mortgage funds
Estimated immediate access
$15,000 to $20,000
First-year accessible cash after upfront costs and any mortgage payoff. Federal rules cap how much you can take in year one.
Future line of credit potential
$15,000 to $20,000
Additional funds available after year one as a line of credit. May grow over time at the loan's credit-line growth rate.
Note: Funds may be received as a line of credit, monthly payments, a partial lump sum, or a combination. Modern HECMs are not primarily lump-sum products. Stan will walk you through the option that fits your situation.
Home value $350,000
Principal limit factor (age 72) 0.354
Estimated principal limit $127,400
Less estimated upfront costs - $16,450
Less mortgage payoff - $120,000
Total mandatory obligations $136,450
Year-1 maximum disbursement $76,440
Immediate access (year 1) $0
Future line of credit $0
Get Stan's personal review →

Educational estimate only. This is not a loan offer, quote, or guarantee. Real proceeds change daily with interest rates and depend on your exact age, payoff balance, property type, taxes, insurance, and final lender underwriting. Your actual figures may be meaningfully lower. Stan personally reviews and explains your exact numbers after you complete the form below.

Step 2 of 2

Get a personal reply from Stan

Stan personally reviews every answer and replies the same day, often within hours. About 2 minutes to fill out. Your information stays private.

Getting started
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1

About you

So Stan can reach you directly.

This is where Stan will text and call.

2

Your home

Rough numbers are fine. Stan will confirm the details later.

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FHA generally requires manufactured homes built after June 1976.

3

Your situation

If you have a mortgage, it'll be paid off first. Your age determines how much equity is available.

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A rough number is fine.

Important for non-borrowing spouse rules.

4

A few last details

These help Stan prepare for your conversation.

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Mobile information and SMS opt-in consent are never shared with third parties or affiliates for marketing or promotional purposes. See our Privacy Policy and Terms and Conditions.

Stan personally reads every submission and replies directly, usually within a few hours, same business day.

Got it. Thanks, there.

Stan has your details and is reading them now. You'll hear back from him personally, usually within a few hours, same business day. If you'd like to lock in a time, his calendar is open below.

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What happens next

Three simple steps. No pressure. No commitments.

01

Stan reads your answers

Every submission goes straight to Stan personally. He prepares for the topics that matter to your situation.

02

A personal reply, same day

Stan calls or texts you directly, usually within a few hours. First conversation is purely educational.

03

You decide what's next

If a reverse mortgage isn't right for you, Stan will say so directly. If it is, the next step is HUD-approved counseling. Always your call.